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Home Buyer's Guide

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It’s time for a change! Owning a home is the American dream, and that dream is more alive today than ever before. Our goal is to help you realize that dream. We will help you make the change, working with you every step of the way.

The home buying process has changed significantly in the past few years. Today, prospective buyers must shop thoroughly for the best financing as well as the best house.

Experience has taught us that the buying process involves common stages for all home buyers. To help you understand that process, and make the most of every day and dollar you spend, we have prepared this home buyer’s guide to provide an overview from the planning table to the closing table.

Of course, this short guide cannot answer all your questions. For specific answers, we encourage you to consult with us. After all, helping you fulfill you home ownership dream is our business.

 

The Home Buying Process

Home Buyer

Select Agent

Determine Needs & Desires

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Selecting Areas       

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Understanding Buying Process

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Determine Purchasing Power

Previewing Homes

Make Offer

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Contingencies-Home Inspection, Financing, Other Contingencies

Contract Acceptance

Mortgage Application

(Credit & Appraisal)

Apply for Homeowner’s Insurance

Accompany Home Inspector for Inspection

Select Settlement Attorney

Mortgage Approval


Termite Inspection

Contact Utility Company

Pre-settlement Inspection

Settlement

Moving Day


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The Colwell Team
617 W. Patrick St., Frederick, MD  21701
Office: 301-644-2750  Fax: 301-644-2751
contactus@colwellteam.com

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